uob particular banking
uob particular banking
Blog Article
UOB Financial institution features a number of personal banking services built to satisfy the monetary needs of people. Beneath is an intensive overview to help you have an understanding of The crucial element areas and offerings.
Different types of Accounts
Personal savings Account: This account permits you to spend less even though earning desire.
Characteristics: Easy accessibility, curiosity earnings, minimal expenses.
Advantages: Harmless place for your money, opportunity development by interest.
Existing Account: Perfect for day by day transactions and handling charges.
Features: Checkbook facility, overdraft safety.
Added benefits: Convenient for regular payments and withdrawals.
Set Deposit Account: For anyone wanting to earn larger fascination premiums around a hard and fast period.
Attributes: Mounted expression deposits, better desire fees in comparison to cost savings accounts.
Positive aspects: Safe expenditure solution with predictable returns.
Financial loans
Personalized Loans: Unsecured loans that may be utilized for numerous reasons like training or house renovation.
Kinds:
Installment Financial loans
Credit history Traces
Rewards: Flexible repayment conditions, aggressive curiosity prices.
Home Financial loans: Customized answers for buying property or refinancing present mortgages.
Types:
Preset Amount Residence Mortgage
Floating Rate Household Financial loan
Rewards: Different plans to accommodate specific requirements, interesting costs.
Credit Cards
UOB presents A variety of bank cards catering to diverse lifestyles and paying out behavior:
Benefits Cards: Gain points on each individual acquire that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get cash rebates on every day investing for instance groceries and dining out.
Journey Playing cards: Special Positive aspects like air miles accumulation and vacation insurance policy protection.
Expense Expert services
For people considering rising their prosperity via investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for extended-expression advancement targets.
Structured Deposits * Combines the functions of classic deposits with financial investment goods. * Probably increased returns but with a few possibility associated.
Insurance coverage Items
To guard by yourself and Your loved ones in opposition to unforeseen functions:
Daily life Insurance plan * Presents economical stability in the event of Demise or essential disease. * Could also function a discounts read more Resource depending upon the plan picked out.
Health and fitness Coverage * Addresses health-related expenditures such as hospitalization expenses. * Important for mitigating significant healthcare costs.
Electronic Banking Companies
Ease at your fingertips through electronic platforms:
World wide web Banking
Enables you to regulate your funds on-line:
Perspective account balances and transaction heritage
Transfer funds concerning accounts or shell out expenses
Submit an application for new items (financial loans/credit cards)
Cell Banking
Banking on-the-go by way of cell apps:
Speedy balance checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these thorough choices, UOB aims to supply individualized banking options that cater precisely to personal prerequisites although making sure comfort and safety in all transactions.